Nearly every client works with both Jim Sr. and Jim Jr. – a comprehensive two-advisor approach.
This two-advisor approach provides clients with multiple perspectives, deeper analysis, and a team committed to working together for your benefit.
We Believe Retirement is More Than Numbers
Retirement isn’t just about covering expenses. It’s also about enjoying what matters most to you. Many of our clients discover new purpose - whether it’s traveling, volunteering, spending time with family, or pursuing long-delayed passions. We help align your financial plan so your money supports the life you want to live.
Coordinating Your Income Sources
Social Security, pensions, and retirement accounts all work differently. We help align them into a coordinated plan.
Tax-Smart Withdrawals
With Jim Jr.’s CPA background, we pay special attention to how withdrawals may impact your taxes and explore strategies such as Roth conversions.
Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.
Medicare & Healthcare Costs
Planning for medical expenses is a key part of ensuring stability in retirement.
Preparing for the “What Ifs”
Whether it’s living longer than expected, facing higher expenses, or discovering new passions.
"What If" Planning Scenarios
Every family’s retirement story is unique - but many face similar questions along the way.
Read about how how thoughtful planning can help bring clarity to different situations.
